Terms of Use
These are the terms for the use (“Terms of Use”) of this web site owned and
operated by Asteron Life Limited ("Asteron") and accessed under the domain name
'www.asteronkiwisaver.co.nz' (“the Site”).
In these Terms of Use “we”, “our” and “us” refer to Asteron Life Limited and its
subsidiaries as relevant.
By accessing or using this Site you acknowledge and agree to comply with these
Terms of Use. If, after having read these Terms of Use you do not accept them,
you should immediately log out from this Site.
We reserve the right to vary these Terms of Use and the Privacy Policy at any
time by publishing varied provisions on this Site. By continuing to use this
Site after the publication of any amended Terms of Use you are agreeing to be
bound by such amended Terms of Use.
These Terms of Use should be read in conjunction with our Privacy Policy.
Intellectual Property
We either own or licence all copyright in this Site and all rights are reserved.
We either own the intellectual property rights in the content material that
appears on this Site, or we have obtained the permission of the owner of the
intellectual property to use the content on this Site.
You may use or copy material appearing on this Site for the purposes
contemplated by this Site provided that you retain all copyright, trademark and
proprietary notices contained in the content. No other use, including
reproducing, adapting, distributing, storing, broadcasting or copying any
material appearing on this Site is allowed without our written permission.
Where material not published by us appears on this Site, you must not use or
copy any such material without the written consent of the original owner.
Our Liability
You acknowledge that:
-
Except as expressly stated in these Terms of Use, all warranties,
representations or conditions relating to any aspect of this Site, or to the
information contained on this Site (whether express or implied and whether
arising in contract, at common law or under statute) are expressly excluded to
the maximum extent permitted by law.
-
If any relevant statute (including without limitation the Fair Trading Act 1986
and the Consumer Guarantees Act 1993) implies statutory rights, conditions or
warranties which cannot be lawfully excluded, our liability and the liability
of our employees, directors or agents will be limited to, at our discretion,
the supply of services again or the payment of the cost of having the services
supplied again.
-
This Site is, to the extent permitted by law, provided "as is, as available",
without any warranty of any kind including, without limitation, any warranty
with respect to the quality, performance or functionality of this Site and that
this Site will be interrupted or error free.
-
Changes or updates to the content of this Site may occur without notice.
Neither we, nor our directors, employees or agents can accept liability for any
errors or omissions and make no representations as to the accuracy, adequacy or
completeness of any information contained on this Site.
-
To the extent permitted by law, we are not liable to you for any incidental,
indirect, special, consequential or economic loss or damage (including loss of
profits or opportunities and exemplary or punitive damages), liabilities,
claims or expenses whatsoever, arising out of, or in relation to, your use of,
or reliance on information contained on or accessed through this Site, or in
respect of any failure or omission by us to comply with our obligations under
these Terms of Use, whether arising in contract, in tort including negligence,
at common law or under statute.
-
To the extent permitted by law, you indemnify us from and against all actions,
claims, suits, demands, liabilities, costs or expenses arising out of or in any
way whatsoever connected to the use of the Site.
Links to other websites
As a convenience to you, this Site may contain links to other websites
independently maintained by others. Because we do not control these other web
sites, we cannot be responsible for the content or accuracy of the information
or other material on these linked web sites.
The fact that we have provided a link to another website does not mean that we
make a recommendation or give any endorsement or approval of any products or
services contained in those other websites. We do not guarantee that these
other websites will be free from viruses or other harmful components or that
access to these websites will be without error or interruption or that any
defects on those websites will be corrected.
You acknowledge that you cannot make any hyperlinks to this Site without our
prior written consent.
No Advice
This web site does not provide any investment, financial product, legal or
taxation advice as to the suitability of the products and services described in
this site for your particular objectives, financial situation or needs. Any and
all discussions of or related to investment strategies or methods are intended
for informational purposes only. This website does not offer recommendations or
advice and you should either assess the information yourself or seek the help
of an adviser.
Asteron Life Limited and its subsidiary companies are part of the Suncorp Metway Limited group of companies.
Any benefits payable and obligations incurred under the KiwiSaver scheme
provided by Asteron Life Limited are provided and incurred solely by Asteron
Life Limited. The Trustees, Suncorp-Metway Limited and other subsidiaries do not
guarantee the benefits payable or assume any obligation or liability in
relation to the KiwiSaver scheme provided by Asteron Life Limited including the
repayment of capital or investment performance of the KiwiSaver scheme or any
other managed investment scheme, superannuation product or investment product.
Investments in, or contributions to the KiwiSaver scheme provided by Asteron
Life Limited or any superannuation products, managed investment schemes or
other investment products are not bank deposits or other liabilities of
Suncorp-Metway Limited. They are subject to investment risk, including possible
delays in repayment and loss of income and principal invested. Entities in the
Suncorp Metway Limited group of companies are not responsible or liable in respect of products or services
provided by other entities in the Suncorp Group and do not guarantee the
obligations or liabilities of those entities.
Jurisdiction
This Site provides information about Asteron and the products and services
Asteron provides. Unless expressly stated otherwise, the Site, these Terms of
Use and any disputes arising from their use, is governed exclusively by the
laws and the courts of New Zealand.
|